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Fidelity Contract Services
PRO-ACTIVE
CONTRACT SERVICING

 

Selling Your Real Estate Secured Contract 
or Deed of Trust

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Exactly What Is A Real Estate Contract?

We consider notes secured by Deeds of Trust or Real Estate Contracts, which are agreements in which a buyer promises to pay a seller for real estate property, a contract.


Why Should I Sell My Contract?

When you accepted your contract, it was probably the most efficient way to close the transaction and perhaps you didn't need the money at the moment. Receiving your payment over the long term fits your financial needs.

But circumstances change over time. Your new financial goals may include the need for cash.

Converting your contract to cash can help you attain your goals. Perhaps you want to take a trip, reinvest in other properties, start a new business or go back to school, buy a new home, finance a new career change, wedding, pay off debts, or paying taxes.

Whatever your dream, you can make it happen!


What Are Some Advantages Of Selling My Contract?

Usually a contract is acquired in lieu of the cash actually desired during a real estate sale. If held long enough, many contracts eventually pay off. However, late payments, increased insurance liabilities, IRS reporting, tax problems and foreclosures may soon plague some contract holders. Even when these problems do not arise, many real estate contract holders would really prefer to have cash.


What Is My Contract Worth?

Contracts are all written differently and many factors will affect the cash value. Interest rate, original down payment, term payment amount, type of property and location all have an affect. To determine the exact cash value, or your contract, just call Fidelity Contract Services and your own personal representative will tell you the highest cash value contract holds.


How Do I Sell My Contract?

It's as easy as picking up the telephone and having a few facts on hand.

  • Sales price
  • Current Balance
  • Interest Rate
  • Payment Amount
  • Any Special Provisions Interest Rate Changes, Balloon Payments, etc.

We provide you with a free, no-obligation quote.

WE PAY THE COST ASSOCIATED WITH PURCHASING YOUR CONTRACT.

Fidelity Contract Services can purchase contracts on the following types of property: 

  • Single Family Residences
  • Mobile Homes and Land
  • Multi-Family Residences
  • Commercial Structures
  • Improved Land
  • Unimproved Land
  • Annuities
  • Lotteries

Is there only one way to Sell a Contract?

Fidelity Contract Services can arrange the purchase of a contract in a variety of ways! 

  • Full Purchase
  • Partial Purchase of Payment Stream
  • Specified portion of Payment
  • All or Part of a Balloon
  • Full Sale and Still Receive Some of the Payments

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